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Becoming really frustrated, A friend and I have been working for 2 years trying to get our not-for-profit license so that we can open a Transistional housing facility for homeless Vets. We finally recieved the approval two weeks ago, but we been working for over 6 months trying to get sponsors and donations to help purchase and rehabilitate the facility and we are getting no where.  It is just very dishearting to think no one else see's the need to help our homeless Veterans.

Hello,

My name is Takeisha Bell and I am A 26 year old single mother of four. I work a full time job but it is still not enough and all im doing is living from paycheck to paycheck.  My monthly income doesnt add up to my monthly bills. I would love some financial stability that way I would be able to take care of my kids, pay my bills and dont have to worry about how things will get paid.

Looking for work is one of the hardest things to do .when you weighed down by bills and worries about the providing for the family Your mind gets stuck In the present.  You are tossed about by waves of need.  As the days and weeks past, you can only see that the waves keep washing away any money you do get. The amount that you are in the hole keeps growing.   You start thinking, “What’s the use.”  You start walking with your head a bit lower.  The worry can be seen in your eyes.

While you are feeling so down, successful job hunting needs a person who is enthusiastic, upbeat and self-confident.  The last thing a prospective employer wants  to know is how “needy” you are.  A frowner almost never gets the job.  Now I know being upbeat and confident  seems impossible when there is that mountain staring you in the face.  But there are things you can do to start swimming and stop treading water.  Yes, you can even start surfing!

Getting Ready
Employers don’t want to see or hear the word “anything” as the answer to “What can you do?”  To get ready to answer that question, sit down at a quiet time to do some writing.  Start writing down all the things you can do as fast as you can.  Try to get a list of 25 things.  Don’t worry if things you write seem alike.  For example:

- good with kids
- can balance a checkbook
- I can keep things organized
- I can do stuff on the computer
- people like to talk with me

Put the list away for a day.  When you take it out again, see if you can add any more things.  Do this for the next 3 days.  Watch the list grow.  You will start to see that you can some very neat (and “work-able”) things.

Take the list and write down the name of the job skill next to each item on your list.  You may have more than one per item. For example:

- good with kids  >   teacher’s assistant, day care work, crossing guard, mother’s helper.
- I can keep things organized > sales clerk, clerk, office assistant, billing

Be creative.  Look in the want ads for key words that match you list.

Start Looking Where Others Aren’t

A hammerhead shark’s eyes look to the sides and not straight ahead.  While most people look for work from the normal things like the want ads, you be like a hammerhead shark.  Read the bulletin boards at the grocery stores.   Check out the job postings in your town hall and post office.   Make a list of all the businesses in your area and then see if they have a web site.  Most places that have a site list  job openings.  Look for the words “careers,” “employment”, “jobs “ or “openings” on the home page.  Include any schools, hospitals, churches, charities,  colleges, and trade schools in your search.  Also look at sites like craigslist.org.

If you find a match with your skills, fill out the application.  

And good luck, you hammerhead shark you!

I  am very frustrated at the fact that because i am disabled & on disability & medical/cal, i now have no Dental coverage:(   I have so much more to write, but i have to try to eat. o i will be back.

Im a single women. I live in a one bedroom apt. which is about 525 sq ft.. I have a full time job that I work very hard at and I have been helping my elderly mother to make ends meet. I have had to stop doing so because I of late have been going deeper and deeper in to debt. The harder I work the more miss fortune seems to come my way. I often ask "why? Why me?" When I think Ive broke even and am just going to barely make it, I get slammed w/an outrageously large electric bill. I think im paying for everyones electric in the building. I've been paying $86.00 a month for 7 months. This month it was $261.74. For a one bedroom apt. in which me, the tenant is always at wk??????????? How does that happen? Im the person who always turns off all the lights. Doesn't leave my computer on 24/7. I've talk to the electric co. They blew me off. I am on an extremely tight budget because of my "lack of income". I have been looking for another job. The job market is awful. I am not going to be able to pay my rent or phone bill this month. I can't remember when, if ever I was this down and out. I have no additional expenses. There is no fat to trim. It's humiliating. It's sad. It's frustrating!!

Hi, i'm at the point where I can't see the light at end of tunnel.  I've always been a positive person and try to see everything as a learning experience, but the stress is overwelming me.  My wife is chronically ill, had to close a business that I put 10 years into, house is in foreclosure, 20 bucks to my name, credit cards are maxed, and my teenagers have lost their minds.  I don't even know what to handle first anymore and I feel like running away and hiding. Please pray for me, because I don't feel like God is listening or maybe I haven't listened. I need endurance, wisdom and courage. Thanks

HI MY NAME IS NICOLE BROW AND I AM A SINGLE PARENT STRUGGLING TRYING TO MAKE ENDS MEET.I STRUGGLE EVERY MONTH PAYING RENT AND BILLS,BECAUSE I HAVE AN 8YR OLD SON WHO WANTS CERTAIN THINGS,AND IT HURTS ME SO BAD WHEN I CAN NOT GIVE IT TO HIM MY SONS FATHER WAS KILLED 2 YEARS AGO.I AM A GOOD PERSON,ALWAYS SHARING AND MAKING PEOPLE WELCOME TO WHAT EVER I HAVE.WHEN I AM IN NEED OF SOME MONEY OR WHATEVER I CAN NOT GET IT FROM ANYONE.RIGHT NOW I AM IN A TIGHT JAM WITH BILLS PLUS I AM TRYING TO IMPROVE MY CREDIT SCORE.I REALLY NEED HELP FINANCIALY.I AM NOT THE TYPE OF PERSON WHO ASK FOR MUCH,BUT IT IS TIME FOR ME TO OPEN UP AND SAY HOW I FEEL.I AM EXTREMELY DEPRESSED AND FRUSTRATED DUE TO THE FACT THAT I REALLY NEED HELP FINANCIALY.I KNOW THIS, GOOD THINGS COME TO THOSE WHO WAIT,AND I HAVE WAITED LONG ENOUGH.THANK YOU FOR TAKING THE TIME OUT TO READ MY STORY.i suffer from depression because of this.

I am the parent of a 26 year old male who recieves S.S.I. income and I am presently unemployed. I never though I would see the day that I  would have such a problem finding a job!! I have forwarded resumes, faxed resumes, applied in person, posted ads, you name it.We are currently trying to live in a weekly hotel of which we really cannot afford and do not have the monies to pay for the remaining of the month. The homeless shelters because of the son's age will not allow us to live together and with his illness, he needs me to live with him. I am so scared to be on the streets. We have nowhere to go. I feel like We'de be better off dead!! Please help if anyone can. PLEASE. Even if you can give us odd jobs or somehting we are in an urgently critical situation. Our e-mail address is denisenf@yahoo.com The phone number is 404-767-3843, ext. 213 but we will have to be out by wednesday if we cannot pay.

Respectfully;

Denise and Julian

Hi Everyone.  I am having a lot of problems with my teeth.  I am 37 and have spent so much money on my teeth in the past and again having problem after problem with them again.  They have told me on several different occasions that I need dental implants but 1 tooth alone cost at least $3000.00.  Well Imagine needing my whole mouth and I'm only 37.  I have been in pain and have tried to take it a little at a time but now I just have no money no more on my credit cards or insurance.  I am already $29,000.00 in credit card debt.  I can't work right now.  I stay home with my daughters.  I had a car accident back in April.  I have a herniated disk at C4/C5 in my neck and have had lots of problems with just that alone and now this is one of many problems.  I can't eat well.  I feel like everything is just caving down on me. 

I need help paying for at least my teeth or if you're a dentist or have a dentist in San Antonio, TX that is willing to do it for free, PLEASE HELP ME!

I have been married for three years, to the man of my dreams (I thought). We were together 4 years prior to getting married. On December 12th I came home to a Nightmare that has not stopped.  I found my husband and the 19 year old Nanny in our bed together, he beat me, set me to the hospital.  I was unable to work for two weeks, on top of it we had one car, he took it.  I have no transportation, now, still.  I lost my job due to time missed.  I have applied for assistance with dhs and other organizations however, they were unwilling to help until, I had no means.  Meaning that now that my savings is dry and the kids and I have no idea how to make it one day to the next, they are putting me on waiting lists, which are long.  I have a new job.  It requires a car, in three days the car I was borrowing from a friend will be gone, (they are moving out of state).  So once again I fear that our lively hood, and my ability to care for my childern is threatened I have no clue what to do anymore.  I am so frustrated with the systems for assistance out their.  I know so many people that get things free, and are perfectly capable of providing for themselves, they have just settled into the system and it is comfortable.  I have worked for everything I have, I have a lot of pride, this situation has been extremly hard.  I need a break, what do I do?  How do I provide for my kids?  I feel like I have started from scratch, and I am struggling.  I just need a cheap safe car, I really don't care what it looks like How Do I Do This When I Have No Money or Transportation?

My name is Donald P. Burgbacher,

I live in Akron, Ohio with my wife and three children, two girls and one boy, ages 10, 8, and 5.  My family is currently going through tough times like many other families in today's world.  I have been out of work for a couple of months now.  My wife has taken a part time evening job to help with a bill or two.  Rent is impossible as we have been stuck in our neighborhood, which I can say is less than desirable, for 5 years now.  Our rent is a ridiculous $585.00 per month.  I say rediculous because of the area we are in and the fact that we pay all utilities and this is all in a old house made of plaster lathing that is not even insulated.  I don't even want to get to the subject of winter heating bills.  We were lucky enough to get a food card from the county but it's not for much and doesn't take care of other necessities. We constanly are rejected for financial help for one reason or another.  As I have said before, my wife is now currently working part time in the evening, she also is homeschooling our three children because the school system here is so screwy that they were actually getting dumber the longer they attended, "No Child Left Behind".  They're doing great now and are actually ahead of the majority of students in this area who are not homeschooled.  But this however does not pay rent or bills or put food on the table.  I cannot take a low paying job because we will never catch up and it will only add to the frustrations that we are already experiencing.  I need to be available during the day for any job interviews that may come up and cannot work nights as I have to be here to protect my family, "As I said, this is a less than desireable neighborhood".  I do some side work during the day and have been getting requests for more.  One problem I run into is not having the right equipment to get jobs done in a timely manner.  I have been looking into trying to get money to start a business, but my past credit history before being married with children has been a bit less than flawless, so most banks won't touch me.  I am a White Male over 30, this prevents me from getting help from my government that I so willingly paid taxes to for many years.  I wish there was a way to just cash out SSI now, since it won't be there by my retirement anyway.  I would like to be able to build something steady and stable that my children may be able to participate in when they are old enough and if they would like to.  I do have a number of business possibilities in mind.  I have 20 years in the computer industry, and can't build or repair just about any computer configuration.  I've done quite a bit of side work in that time and have worked for a number of companies in many different facets of IT.  But, today, companies want young faces with 4 years in their hands.  I have thought about taking out an ad for help, I'm even quite willing to pay back in the future when I am able.  At this point I just don't know what else to do and it gets more and more frustrating every day.

Please help me someone I am in desperate need. I have lost everything and today I was unable to eat or feed my cat. I moved here recently and have not been able to find a job yet and ran out of money. I have no family whatsoever just me and my cat. I dont know anyone. please help me. P.O. Box 841 Lower Lake, California 95457

when our son went to war in jan of 2003 our world fell apart. I was laid off, everything that could break in the house did or quit working. then my husband lost his job. We both took the war down a different path and for some reason he has kept going down the path and has since been diag with bi polor, has attemped suicide, in now in a hosp because the mental health system is so poorly funded that they had him going in  circles because not one person knew what they were doing. he has applied for disability and is waiting but this is his second trip to the mental hosp. I cant find any help with any of our utilities, or our mortgage payment. we have filed bankruptcy and it is pretty much done now but his ailment is keeping him from finding a job. he has worked hard and provided well and we are going on 30 years of marriage. where can i get some answers for any assistance.  thanks karen